Simple, transparent pricing

Pay as you go, grow without surprises

No setup fees, no monthly subscription, no commitment. Clear, predictable fees, aligned with the African market.

Collection (pay-in)

2.5% all inclusive
per successful mobile money transaction
  • That is 1.5% operator + 1% BaobaPay, with no fixed fee
  • MTN MoMo, Orange Money, Wave, Moov, Airtel
  • Bank card: 3% all inclusive
  • Payment link + QR included at no extra cost
  • No fees on failed transactions

Withdrawal (payout)

1%
per withdrawal to mobile money
  • Bank transfer: flat 500 CFA francs
  • Local settlement — GIMAC (CEMAC) · GIM-UEMOA
  • To the beneficiary's verified settlement account
  • Funds available at any time

Platform & wallets

0 FCFA
wallets and payment links included
  • Unlimited wallets (sellers, collection, commission)
  • Declared cash collection, free of charge
  • Hosted KYC/KYB: 100 free checks per month, then 150 CFA francs
  • Free, unlimited sandbox

Worked example — a 10,000 CFA franc sale (mobile money)

Customer payment10,000 FCFA
Operator fee (1.5%)− 150 FCFA
BaobaPay commission (1%)− 100 FCFA
Credited to the wallet9,750 FCFA
Withdrawal to their account (1%)− 97 FCFA
Received by the seller on their MoMo9,653 FCFA

Always included

  • No setup fees and no monthly subscription
  • No commitment or long-term contract
  • Real-time KYC status & published SLAs (< 24 business hours)
  • Guaranteed human escalation, never a hard block
  • Support 7 days a week — WhatsApp, email, phone
High volumes or an unusual model?
Custom pricing for high-volume platforms — tiered discounts.
Request a quote

Start collecting without waiting for a licence

Create your account, test in the Sandbox today, go live once your file is approved. No commitment.

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